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Payments

How creator payments should work

Most creator payment problems are timing problems. The money is agreed, the work is done, and 40 days pass while an invoice moves through a system built for suppliers who send monthly statements.

The fix is to attach payment to a state the system already tracks.

Pay against a verified post

The event worth paying against is a post that went live and matches what was approved. That is checkable without anyone's opinion: the post exists, its text matches the approved draft, and it is attributed to the right account.

Paying on invoice instead means the trigger is administrative rather than real, which is how a creator ends up chasing a company for work everyone agrees was delivered.

Freeze the rate at booking

The agreed rate should be stored on the booking rather than read from the creator's rate card at payment time. A creator who raises their rates between accepting and posting is owed the number they accepted, and a creator who lowers them is still owed it.

This sounds obvious and is a common source of quiet errors in systems that join to a rate card at read time.

Whole units, one currency, no floats

Money should be stored as an integer in minor units with the currency beside it. A rate of 400 dollars is 40000 and USD.

Floating point arithmetic on money produces rounding differences that show up as a payout being a cent out, which is the kind of error that costs more in trust than in money.

Common questions

When should a creator expect to be paid?

Against a verified post, on terms agreed before booking. A campaign that cannot say when payment lands before the work starts is asking the creator to underwrite it.

What happens if a post is deleted after payment?

The text captured at verification is what the agreement was measured against, so the record of delivery survives the deletion. What follows is a commercial conversation rather than a factual one.

Should companies pay upfront?

Committing the budget upfront and releasing it on verification gives the creator certainty the money exists and gives the company certainty the work happened. Both concerns are real and neither requires trusting the other side.

Run a campaign on K Factor

Book creators at their own rate, approve every draft, and read results traced back to the request that produced them.

Last updated August 16, 2026. Questions this page did not answer go to team@trykfactor.com.